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What Is OnePay Walmart Spend Card?The OnePay Walmart Spend Card is a Walmart-exclusive credit card (meaning that it can only be used at Walmart and Walmart.com). If you don’t qualify for the OnePay CashRewards Mastercard (and have poor credit scores), this is a great way to build credit history—but you won’t get the cash-back rewards of the CashRewards card. This card can not only help you build credit, but also doesn’t require an annual fee. Just know that when you apply for a OnePay Card, you will first be considered for the OnePay Cash Rewards Card, but if you don’t qualify, you’ll be considered for a OnePay Walmart Spend Card. Interested applicants can apply online at Walmart.com, the Walmart app, or in-store.
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